Terms & Conditions

1. Acceptance of Terms

By accessing this website and submitting an application for funding, you agree to be bound by these Terms & Conditions and all applicable laws and regulations. If you do not agree with any part of these terms, please do not use our services.

2. Services

Universal Victory Capital provides working capital and business funding solutions for small businesses, contractors, and entrepreneurs. Submitting an application does not guarantee approval or funding. All funding is subject to review and approval at our sole discretion.

Nature of Our Services

Our products are provided for commercial and business purposes only. We do not offer payday loans, title loans, or consumer personal loans. Repayment terms vary and are fully disclosed in your funding agreement.

Direct Lender

Universal Victory Capital is a direct lender. We do not operate as a loan marketplace, lead-aggregator, or broker, and we do not sell, share, or transfer your application or personal information to third-party lenders or marketing partners.

Rates, Fees, and Disclosures

Specific rates, fees, and repayment terms vary based on your business profile and the funding product. All applicable rates and fees are disclosed in writing before you sign any agreement. We encourage you to review all terms carefully before proceeding.

Licensing and Compliance

Universal Victory Capital operates in compliance with applicable state and federal lending and business-funding laws. Licensing and registration information is available upon request.

3. Application Information

You agree to provide accurate, complete, and current information in your application. Providing false or misleading information may result in immediate rejection of your application and termination of any services provided.

4. Referral Program

Participants in our referral program are responsible for sharing referral links ethically and in compliance with applicable laws. We reserve the right to modify, suspend, or terminate the referral program at any time without prior notice.

5. Limitation of Liability

Universal Victory Capital shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services or website. Our maximum liability shall not exceed any fees paid to us, if any.

6. Intellectual Property

All content on this website, including logos, text, and design elements, is the property of Universal Victory Capital and protected by intellectual property laws. You may not reproduce or distribute our content without prior written permission.

7. SMS Text Messaging

By opting in to SMS text messaging from Universal Victory Capital, you agree to receive automated and manual SMS messages regarding your funding application status, account-related notifications, promotional offers, referral program reminders, and other business-related communications.

• Message and data rates may apply.
• Message frequency may vary. You may receive up to 8 messages per month.
• To cancel at any time, reply STOP to any message.
• For assistance, reply HELP or contact us at +1-310-889-8654.
• Consent to receive SMS messages is not a condition of any purchase.

Carriers are not liable for delayed or undelivered SMS messages. We may modify the message types or frequency at any time, and we will notify you of any material changes.

8. Changes to Terms

We reserve the right to update these Terms & Conditions at any time. Changes will be effective immediately upon posting to this page. Continued use of our services after changes constitutes acceptance of the updated terms.

9. Contact Us

If you have questions about these Terms & Conditions, please contact us at admin@universalvictorycapital.com or +1-310-889-8654.