Privacy Policy

1. Introduction

Universal Victory Capital ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and share your personal information when you apply for funding or use our services. By submitting an application or using our website, you agree to the practices described in this policy.

2. Information We Collect

When you apply for funding or interact with us, we may collect:

• Personal information: Full name, phone number, and email address.
• Business details: Type of work, average monthly revenue, and requested funding amount.
• Application details: Any comments you provide and referral codes used.
• Language preference: The language you selected for communication.

3. How We Use Your Information

We use the information we collect to:

• Review and process your funding application.
• Contact you regarding your application status and next steps.
• Track referral program activity and reward referrals.
• Improve our services and website experience.
• Comply with legal obligations.

4. How We Share Your Information

Universal Victory Capital is a direct lender. We do not sell your personal information, and we do not operate as a loan marketplace, lead-aggregator, or broker. We do not share or transfer your application to third-party lenders.

We may share your information with service providers who help us operate our business (such as document and signature services), and we may disclose information when required by law or to protect our rights.

5. Data Security

We take reasonable measures to protect your personal information from unauthorized access, alteration, or disclosure. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

6. Your Rights

You have the right to access, correct, or request deletion of your personal information. To exercise these rights, contact us using the information provided below.

7. Text Messaging Consent

When you opt in to receive text messages from Universal Victory Capital, your mobile information and SMS opt-in data will not be shared with any third parties. We do not sell, rent, or share your mobile information or text messaging consent with third parties for marketing or promotional purposes.

Your text messaging originator opt-in data and consent will not be shared with any third parties, excluding aggregators and service providers that help deliver the SMS messages on our behalf. Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.

All of the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

8. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at admin@universalvictorycapital.com or +1-310-889-8654.